ORLANDO – TAMPA BANKRUPTCY ATTORNEY
Over one million people a year file for bankruptcy in order to improve their financial situation.
YOU’RE NOT ALONE!
Welcome to
Robert J. Pellegrino’s Official Website!
Thanks for visiting our site. Since you’re here, you may be facing some sort of financial crisis. The credit card industry has spent billions of dollars establishing a stigma surrounding bankruptcy, most of which are simply myths.
Filing bankruptcy remains a legitimate solution when faced with a mountain of debt and possible loss of home, cars or property. Whether filing Chapter 7 or filing Chapter 13, consult with an experienced bankruptcy attorney at my office where we provide you with valuable information, services and advice.
Principle Office:
627 Hearthglen Boulevard, Winter Garden Florida 34787
Your Options:
Foreclosure Relief/Defense
Once your petition for bankruptcy is filed, you get an automatic stay from the Court. A stay. stops all other Court actions immediately and no one can proceed without permission from the Bankruptcy Court. If you’re filing for Chapter 7, you must be current in your mortgage payments or this type of bankruptcy will not be available to you if you want to keep your home. Yet, there is an option to save your home if you are behind on your house payments; a Chapter 13 reorganization. (more…)
Even without bankruptcy, you may still have valid defenses to a foreclosure lawsuit.
To learn your rights, ask us to send you a free e-book FORECLOSURE DEFENSE. Just ask HERE.
There are many debt relief strategies which are viable alternatives for today’s consumers struggling with financial issues and who are wondering how to make ends meet. For people who are concerned how to catch up on payments, there may be relief in sight.
Debt relief can be found by filing bankruptcy, requesting a loan modification, finding and litigating defenses to creditors claims or by negotiating options for repayment with creditors of outstanding debt.
Individuals can file for bankruptcy in a federal court under Chapter 7 Bankruptcy Rules. This is also known as liquidation or a straight bankruptcy filing. In a Chapter 7 bankruptcy, the individual is allowed to keep certain exempt property.
Any assets unprotected are liquidated in order to pay off the creditors. The specifics of this vary from state to state (more…)
Chapter 13 is known as Debt Consolidation, or a re-organization. Chapter 13 Bankruptcy is primarily designed to allow you to stop foreclosures and repossessions, and allows you to put together a payment plan to make up payments. Your bills can be consolidated into one monthly payment. An “estate” is created when you file bankruptcy. The trustee oversees the administration of the estate (more…)
More Resources:
Debt Payoff Calculator / Value your Car or Truck / How To Get Your Free Tax Transcript / Online Pre-filing Course
Online Financial Management Course / Bankruptcy Court Directions / Bankruptcy Evaluation
We know it can sometimes be a little complicated trying to find the answer to just one question. Here’s your chance to make it easier on yourself. ASK our Virtual Paralegal and she will try to find the best answer available.
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